QovaQova docs
Reference

Credit Scale

Rating grades, score ranges, and factor weights.

Rating Grades

GradeScoreRisk LevelDescription
AAA950-1000MinimalExceptional track record
AA900-949Very LowExcellent history
A850-899LowStrong performance
BBB750-849ModerateInvestment grade
BB650-749NotableFair record
B550-649ElevatedLimited history
CCC450-549HighBelow average
CC350-449Very HighSignificant risk
C250-349SevereNear default
D0-249CriticalDefault risk

Scoring Factors

FactorWeightSourceNormalization
Success Rate30%TransactionValidatorLinear (0-1)
Transaction Volume25%TransactionValidatorLogarithmic
Transaction Count20%TransactionValidatorLogarithmic
Budget Compliance15%BudgetEnforcerLinear (0-1)
Account Age10%ReputationRegistryDiminishing returns

Transaction Types

ValueLabel
0Payment
1Transfer
2Swap
3Bridge
4Stake
5Other